With our mobile-friendly sites, employees can experience our 1, 2, 3, Go! enrollment experience anywhere, anytime with their smart phone. Build specifically for iphone, ipad, blackberry and android usage, this tool is helpful in meetings or self learning situations where risk tolerance is discussed.  The site allows employees to quickly determine their personal risk tolerance by answering the six simple questions in the John Hancock Risj Quiz at jhriskquiz.com.

This flyer demonstrates the benefits of continuing to make regular contributions - even when markets are down - through an example of dollar cost averaging.

Explains the cycle of emotions investors typically go through during market ups and downs. Helps to explain that not acting on these emotions is key to successful investing.

Using the 2002 dot-com bubble bear market as example, this flyer illustrates how remaining invested, compared to switching to a fixed income investment, can potentially provide higher returns in the long run.

This flyer can help illustrate that While short-term volatility is part of a normal investing cycle, over the long term, volatilty is minimized and markets grow.

Using a Callan Chart, this flyer shows that no single asset class has been a top performer consistently, but a diversified portfolio can balance out strongly and weakly performing sectors.

This flyer demonstrates that the longer a participant holds an investment, the more an investment will grow and the more stable their potential returns generally become.

This flyer illustrates that most of the long-term gain of the market is a result of a handful of single days of strong growth. Therefore, trying to time the markets may mean missing these key days of growth.

See how bad markets have typically been followed by better performing markets.

Bear markets typically occur every six years. Regardless of how far the markets fall, historically they have always rebounded.

See how the longer you remain invested, the more stable your returns generally became.

See how diversifying has the potential to provide steadier returns.

See how time in the markets has been more rewarding than timing the markets.

Use this newly created piece to discuss the benefits associated with dividend investing. There are three main benefits associated with purchasing units of funds that invest in dividend-paying companies: A steady stream of income for the fund, greater total return, and stability during market downturns.

We don't know what the future will hold, but we do know some lessons that we've learned from looking back and reflecting on the past. This brochure will help participants look at some of the key lessons learned, and give them five investing concepts to help invest for their future retirement success.

The 2011 Annual Market Commentary (P20347-GE), approved for participants, is now available in the Marketing Catalog. Written by S&P, the piece provides 2011 market review and market outlook.

The Callan periodic table of returns shows 10 years of returns for 13 indices. It demonstrates that the top performing index in any given year may not be the top performing index in the following year.