Diversification does not guarantee a profit or assure against a loss.
The Communication Planner on John Hancock Education Resource Center won a silver medal from the League of American Communicators Professionals (LACP) in November 2013, and an Award of Excellence from the Institute of Financial Communicators Association (IFCA) in August 2013.
EZRoute® is a registered trademark of John Hancock Life Insurance Company (U.S.A.) and is used under license by John Hancock Life Insurance Company of New York.
Both John Hancock Life Insurance Company (U.S.A.) and John Hancock Life Insurance Company of New York do business under certain instances using the John Hancock Retirement Plan Services name. Group annuity contracts and recordkeeping agreements are issued by: John Hancock Life Insurance Company (U.S.A.), Boston, MA 02210 (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY 10595. Product features and availability may differ by state. The Investment Management Services Division of John Hancock provides investment information relating to the group annuity contract. Plan administrative services may be provided by John Hancock Retirement Plan Services LLC or a plan consultant selected by the Plan.
NOT FDIC INSURED
MAY LOSE VALUE
NOT BANK GUARANTEED
NOT INSURED BY ANY GOVERNMENT AGENCY